When you’re looking for a medical provider, one of the most important questions to ask is whether your medical insurance is accepted by their office. Depending on your coverage, this single question can end up saving you a lot of money and headaches in the future. Why is it so important?
Clear Communication
A good place to start is with your insurance representative. Many of the procedures and guidelines can be confusing, so it’s important to make sure you understand exactly what the costs and benefits are. Hidden costs or fees can become an issue as they are unplanned expenses and can throw your budget off course.
In-Network Providers
One of the best ways to ensure you are saving the most money is to choose a provider “in-network”. This means that your medical insurance is accepted and that your provider has agreed to a fee schedule that is lower in price than usual for services. While you will most likely still have a deductible, you will end up being charged less for each service than if you chose an “out-of-network” provider.
Referrals
In general, when your medical insurance is accepted by your provider, they often have a network of specialist they can refer you to that are also “in-network”. If you need to see another provider, the process is usually more seamless. In addition, you can give authorization for shared files and information with less paperwork and time.
Professional Assistance
Call us at PCP For Life so we can work with you on your insurance questions and get you into see one of our professionals. We accept most carriers and can discuss particular benefits with you to make your visit as affordable as possible. 281-968-4096. Call us and see how we can help you.
